If you’re considering an a pregnancy, you’re probably wondering the cost of an abortion and whether or not it’s covered by your insurance—especially now since Roe v. Wade has been overturned by the Supreme Court. Of all the complex factors that now prevent people from accessing their constitutional right to an abortion, it seems like the price of the procedure should be one of the easiest things to understand. Truly, even that can be tricky in the fight to gain abortion rights.
While voters in Kansas voted to protect abortion rights and President Joe Biden just signed an executive order to expand access, the cost of abortion procedures for people who find themselves unwillingly pregnant is getting harder and harder to decipher in a post-Roe world.
The cost of abortion procedures depend on a variety of circumstances, including how far along someone is in their pregnancy, as well as where they lives, what insurance plan they have, and what type of abortion is performed: a surgical abortion or medication abortion (more on those in a minute). Here’s how to understand abortion costs.
How much does an abortion cost?
During the first trimester, surgical abortions use gentle suction to remove a pregnancy from the uterus. (This is also called a vacuum aspiration or an aspiration abortion.) The in-clinic procedure can cost up to $1,500 later in pregnancy, but most hover around the $750 range per abortion price points, according to Planned Parenthood.
Later in pregnancy, the medical standard for abortion care is a surgical abortion utilizing a procedure called dilation and evacuation, or D&E, which can be more expensive. Where you get surgical abortion options is also a major factor, as hospitals tend to cost more than a clinic.
Medication Abortion (a.k.a. “The Abortion Pill”)
The second type of abortion is a medication abortion (which is not the same as the morning-after pill). This type of abortion uses a combination of two pills (mifepristone and misoprostol) to stop the growth of the pregnancy and then trigger the emptying of your uterus. The abortion pills can be taken during the first ten weeks of pregnancy. Most abortion clinics suggest going back to do a final ultrasound to make sure there isn’t anything left in your uterus.
How much does an abortion pill cost?
On average, women pay $504 for an early medication abortion, according to the Guttmacher Institute. Typically, the abortion pill cost depends on where you live in the country, whether or not you have insurance, and what your financial status is as you may be eligible for aid you can put towards the procedure.
Where can you get an abortion pill?
The two medications needed for a medication abortion are distributed in abortion clinics, certain Planned Parenthood health centers, and select doctors’ offices with a prescription. You cannot get an abortion pill over the counter unlike emergency contraception pills like Plan B.
Does insurance cover abortions?
Yes, but it depends on your coverage. Some insurance companies cover elective abortion at least in part if your abortion is performed by a physician who is in-network for your insurance. But coverage is increasingly under threat, especially since Roe v. Wade has been overturned. Since 2010, 25 states now restrict abortion coverage in plans offered through insurance exchanges, 22 states restrict abortion coverage in insurance plans for public employees, and 11 states have laws limiting insurance coverage of abortion in all private insurance plans, including those that are offered through the health insurance exchanges that were established under the federal health care reform law.